Critical Illness

  • Critical Illness is available if offered by your employer to employees within the North American Division working a minimum of 19 hours per week. Check with your employer if this prodect is available to you.

  • If eligible, you can purchase coverage amounts at $10,000 or $20,000 amounts.  Critical illness insurance can provide a lump-sum benefit upon diagnosis that can be used however you choose – from expenses related to treatment, deductibles or day-to-day costs of living.
  • How to File a Claim Video

    How to Submit a Claim Infosheet
  • Online enrollment is available during open enrollment and as a new hire.
  • Website:
    Phone: 1-877-426-6483
  • Q: Am I guaranteed coverage?

    A: This insurance is guaranteed issue coverage – it is available without having to provide information about you or your family’s health.  All you have to do is elect the coverage to become insured.

    Q: Can I keep this insurance if I leave my employer or am no longer employed?

    A: Yes, you can take this coverage with you.  Coverage may be continued for you and your dependent(s) under a group portability policy.  Your spouse may also continue insurance in certain circumstances.

The benefits described on this website are the employer-provided and voluntary benefits available for employees of the Seventh-day Adventist® church based in the United States. Adventist Risk Management,® Inc. works with Adventist Church employers to provide these benefits for their employees. Information available on this website may include region-specific information. Please refer to your employer for complete details of which benefits are customized for you.

© 2019 Adventist Risk Management,® Inc.