• DisabilityFLEX is available if offered by your employer to full-time hourly employee within the North American Division. Check with your employer if this prodect is available to you.
  • If eligible, you can purchase coverage in increments of $100, not to exceed 60% of your weekly earnings.  If you are unable to work for a period of time due to a non-work-related condition, illness or injury, short term disability insurance offers financial protection by paying you a portion of your earnings. 
  • How to Submit a Claim Infosheet

    Claims Process PowerPoint
  • Online enrollment is available during open enrollment and as a new hire.
  • Contact your Human Resources Department 
    Website: https://www.thehartford.com/employee-benefits/employees
    Phone: 1-877-426-6483
  • Q: Am I guaranteed coverage?

    A: This insurance is guaranteed issue coverage – it is available without having to provide information about your health.

    Q: Will my benefit be reduced for any reason?

    A: No, your benefits will not be reduced for reasons such as: Social Security, other employer-based insurance coverage you may have, settlements or judgement for income loss, unemployment benefits ore retirement benefits that your employer fully or partially pays for.

The benefits described on this website are the employer-provided and voluntary benefits available for employees of the Seventh-day Adventist® church based in the United States. Adventist Risk Management,® Inc. works with Adventist Church employers to provide these benefits for their employees. Information available on this website may include region-specific information. Please refer to your employer for complete details of which benefits are customized for you.

© 2019 Adventist Risk Management,® Inc.