Hospital Indemnity

  • Hospital Indemnity is available if offered by your employer to employees within the North American Division working a minimum of 19 hours per week. Check with your employer if this prodect is available to you.
  • If eligible, you can purchase this coverage for you and your family members.  Hospital indemnity insurance pays a cash benefit if you or an insured dependent (spouse or child) are confined in a hospital for a covered illness or injury.  The benefit is paid in lump sum amounts to you and can help offset expenses that primary health insurance doesn’t cover (deductibles, co-insurance amounts or co-pays), or benefits can be used for any non-medical expenses (housing costs, groceries, car, etc.).
  •  Online enrollment is available during open enrollment and as a new hire.
  • Contact your Human Resources Department 
    Phone: 1-877-426-6483
  • Q: Am I guaranteed coverage?

    A: This insurance is guaranteed issue coverage – it is available without having to provide information about you or your family’s health.  All you have to do is elect the coverage to become insured.

    Q: Can I keep this insurance if I leave my employer or am no longer employed?

    A: Yes, you can take this coverage with you.  Coverage may be continued for you and your dependent(s) under a group portability policy.  Your spouse may also continue insurance in certain circumstances.

The benefits described on this website are the employer-provided and voluntary benefits available for employees of the Seventh-day Adventist® church based in the United States. Adventist Risk Management,® Inc. works with Adventist Church employers to provide these benefits for their employees. Information available on this website may include region-specific information. Please refer to your employer for complete details of which benefits are customized for you

© 2019 Adventist Risk Management,® Inc.

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