Supplemental Coverage

  • Active full-time denominational employees are eligible.
  • Additional supplemental coverage can be purchased through AFLAC such as:
    • Cancer Insurance
    • Critical Illness Insurance
    • Hospital Protection
    • Personal Accident Insurance
    • Short Term Disability Insurance
    With AFLAC supplemental insurance, you can provide an additional level of financial protection for yourself and your family in the event of a serious accident or illness. Except for disability coverage, all coverage can be purchased pre-tax for an additional tax savings.
  • Download claim forms and file your claim using the information on the AFLAC website.
  • Contact your employer to purchase supplemental coverage.
  • Contact your human resources department to learn more.
  • Q: How do I enroll with AFLAC?

    A: Check with your human resources department. Most North American Division employers offer AFLAC to their employees. Check with your HR to see when your next open enrollment will be held.

    Q: Does the rate change with my age?

    A: No, the rate you start the coverage with will never change, no matter how many years you have the coverage.

    Q: How are claims handled?

    A: You can file claims by faxing or mailing the appropriate forms to the contact information provided on those forms, or submit your claim online on the AFLAC website Accident, cancer, hospitalization or illness claims filed online before 3 p.m. eastern time Monday-Friday can get paid in just a day. There are also step-by-step tutorials on filing an online claim available on the AFLAC website

    Q: If I leave employment can I take my policy with me?

    A: Coverage is portable, so you can take the plan with you if you change jobs or retire.

The benefits described on this website are the employer-provided and voluntary benefits available for employees of the Seventh-day Adventist® church based in the United States. Adventist Risk Management,® Inc. works with Adventist Church employers to provide these benefits for their employees. Information available on this website may include region-specific information. Please refer to your employer for complete details of which benefits are customized for you.

© 2019 Adventist Risk Management,® Inc.