Supplemental Coverage

  • Active full-time denominational employees are eligible.
     
  • Additional supplemental coverage can be purchased through AFLAC such as:
    • Cancer Insurance
    • Critical Illness Insurance
    • Hospital Protection
    • Personal Accident Insurance
    • Short Term Disability Insurance
     
    With AFLAC supplemental insurance, you can provide an additional level of financial protection for yourself and your family in the event of a serious accident or illness. Except for disability coverage, all coverage can be purchased pre-tax for an additional tax savings.
  • Download claim forms and file your claim using the information on the AFLAC website.

    https://www.aflac.com/individuals/file-a-claim/default.aspx
  • Contact your employer to purchase supplemental coverage.
  • Contact your human resources department to learn more.
     
  • Q: How do I enroll with AFLAC?

    A: Check with your human resources department. Most North American Division employers offer AFLAC to their employees. Check with your HR to see when your next open enrollment will be held.

    Q: Does the rate change with my age?

    A: No, the rate you start the coverage with will never change, no matter how many years you have the coverage.
     

    Q: How are claims handled?

    A: You can file claims by faxing or mailing the appropriate forms to the contact information provided on those forms, or submit your claim online on the AFLAC website https://www.aflac.com/individuals/file-a-claim/default.aspx. Accident, cancer, hospitalization or illness claims filed online before 3 p.m. eastern time Monday-Friday can get paid in just a day. There are also step-by-step tutorials on filing an online claim available on the AFLAC website https://www.aflac.com/individuals/policyholders/how-to-videos.aspx.

    Q: If I leave employment can I take my policy with me?

    A: Coverage is portable, so you can take the plan with you if you change jobs or retire.
     

The benefits described on this website are the employer-provided and voluntary benefits available for employees of the Seventh-day Adventist® church based in the United States. Adventist Risk Management,® Inc. works with Adventist Church employers to provide these benefits for their employees. Information available on this website may include region-specific information. Please refer to your employer for complete details of which benefits are customized for you

© 2018 Adventist Risk Management,® Inc.

2019 Open Enrollment

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