Supplemental Life

  • You are eligible to purchase this coverage if you are an employee within the North American Division working a minimum of 19 hours per week. 
     
     
  • If eligible, you may purchase coverage from $10,000 up to $750,000 in increments of $10,000 as approved by Voya.

    • Employee:  Coverage not to exceed the lesser of 7X annual earnings or $750,000.
    • Spouse: Eligible for amounts from $10,000 to $250,000 (not to exceed 100 percent of employee election).
    • Dependents: Eligible for amounts from $1,000 to $25,000 (not to exceed 100 percent of employee election).
     
     
  • Contact your human resources department to file claims for this coverage.
     
  • If eligible, you can purchase coverage from $10,000 up to $750,000 in increments of $10,000.  If electing outside of your 30-day new hire period, you will need to complete an Evidence of Insurability Application (EOI) for any amount elected.  If you are a new hire and within the first 30 days of hire, you have a “Guaranteed Issue Amount” of up to $250,000 in increments of $10,000. 

    The Guaranteed Issue Amount does not require an EOI. The premium cost will be deducted from your payroll. Contact your human resources department to learn more.

    Enrollment at a Glance

    Evidence of Insurability (EOI Forms)
  • Contact your human resources department to learn more.
     

The benefits described on this website are the employer-provided and voluntary benefits available for employees of the Seventh-day Adventist® church based in the United States. Adventist Risk Management,® Inc. works with Adventist Church employers to provide these benefits for their employees. Information available on this website may include region-specific information. Please refer to your employer for complete details of which benefits are customized for you

© 2018 Adventist Risk Management,® Inc.

2019 Open Enrollment

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